By Nicholas J. Toman
What a year this has been in our economy, geopolitically and especially for the financial markets. For many people who are retiring or nearing retirement, these issues are on top of some significant barriers to getting ready for their golden years.
During much of the past 13 years, the markets have produced positive returns, according to Macrotrends, and thus provided many a feeling that their golden years would be full of financial security and stability. However, the events of this year appear to have caused many of those positive feelings to shift to anxiety and worry about what the future holds.
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